As Loss adjusters we investigate complex or contentious claims on behalf of insurance companies and help policyholders restore their property to full working order. We investigate the scene of an incident, establish the causes of the 'loss' (damage or destruction of property) and whether it is covered by the insurance policy. We then write reports for the insurer, assessing the validity of the claim and recommending appropriate payment.
Claims could be caused by a wide range of incidents including flood, accident, fire (including arson), theft or fraud, giving the job plenty of variety. Our professional team is skilled in Accountancy, Surveying, Information Technology, Engineering, Valuation and all aspects of Loss Adjusting and Loss Prevention
CLA has experienced and professional technical surveyors in the insurance field in assessing / adjusting the loss in the following areas
FIRE
- Material damage to Building, Plants & Machinery, Stock due to fire and allied perils.
- Loss of profit due to fire and allied perils.
MOTORS
- Motor Accident, Motor Valuation
MISCELLANEOUS
- Burglary Insurance
- Cash in Transit
- Jewelry Block Insurance
ENGINEERING
- Machinery Insurance (MBD)
- Boiler Explosion
- Contractor all risk / Erection all risk (CAR/ EAR)
- Contractors Plant & Machinery (CPM)
- Electronics & Equipment Insurance (EEI)
- Loss of profit (Machinery Insurance)
In Marine & Cargo survey we inspect shipping vessels and cargoes to certify compliance with national and international health and safety regulations in cargo handling and stowage. We read vessel documents that set forth cargo loading and security procedures, capacities and stability factors to ascertain cargo capabilities according to design and cargo regulations. We inspect the technical components of the vessel and their functionality in case of disputes occurring between ship owners and insurance agencies.
We undertake pre-loading surveys to avoid damage to both cargo and vessel by bad stowage and bad securing on board. We asses the damage if any has occurred in the unloading operation.
- Marine Cargo, Cargo loss minimization
- Pre-acceptance inspection.
- Sea worthiness and valuation of fishing vessels and pleasure crafts
CARGO SUPERINTENDENCE
- Loading and Discharge supervision of General Cargo and Project Cargo
- Pre-shipment inspection of commodities including volume & weight
- Cargo Measurement.
BUNKER SURVEYS
Bunker surveys establishes the amount of bunker and lube oil onboard the vessel. These surveys play a crucial part in loss prevention. Apart from the above these surveys help in establishing the quantity, quality of bunkers on board during on/off-hire period, continuous inventory control and its verification during bunkering on barges, ships, shore tanks helps in actual analysis of bunkers and sampling as and when necessary required.
DRAFT SURVEYS
Drafts survey is a survey carried out to determine the actual of the cargo being loaded (or discharged) from ships. These surveys are carried out by reading the vessel's drafts, measuring the ballast water, fuel &diesel oil and other liquids on board, and calculating the final quantity by using the vessel's approved dead-weight scales and tank tables, etc.
Due to the increase in global trade containers are used to transport bulk cargo. From equipment and machinery parts to textiles to perishable goods, containers carry almost everything. Reliable inspections are in great demand nowadays as determining whether a container is unsuitable for cargo can greatly reduce the risk of liability for firms exporting goods. Companies nowadays seek inspection agencies having the experience and qualifications to verify the structural integrity of containers.
CLA offers a full range of equipment inspection and management services, minimizing costs and maximizing utilization during the container life cycle.
We undertake:
ON / OFF HIRE SURVEYS:
- Inspection for purpose of inter change / transfer of custody
- Inspection for pre/ post repairs.
- Superintendence during stuffing / de stuffing, loading or preparation of documents including bay plans.
- Inspection for light / water thickness.
REEFER
- Pre - shipment Inspection and monitoring.
- Superintendence during stuffing/ un-stuffing of reefer cargo for pre shipment / post - shipment
Revaluation of fixed assets & Chartered Engineer Certification.
Over the past many years, there has been a substantial inflationary trend worldwide. Valuation of fixed assets like building, plant & machinery, vehicles, furniture & fixtures, office equipment, fishing vessels, pleasure crafts and dredgers is a recent concept with a definite purpose. The basis of valuation has to be in accordance with a specific objective. Economists, Financial Institutions, Businessmen and common man have their own perspective for valuation figures
The Insurance companies insist on adequacy of sum insured for fixed assets like building, plant & machinery, either on replacement basis or on market value basis. Therefore the progressive management would like to ascertain from independent valuers, the replacement value and the market
We have a team of well experienced Chartered Engineers, Valuers, Accountants in our company as well as our Associates. We have carried out numerous revaluation jobs for different corporative, individuals which helped our client to meet their requirements.
Corniche Loss Adjusters LLC (CLA) have well experienced Insurance professionals to carry out risk inspection in light of Insurance coverage. The risk may be an industry, power plant desalination plant warehouse, multi-storied building, office building, hotel, and assembly, department store, computer centers etc. CLA adopts standardized risk survey procedure to evaluate the risk. This includes all facts from the analysis of existing hazards and suggestion for implementation of preventative measures to improve the risk.
The professional team at CLA is proficient in performing both residential building inspections and extremely specialized inspections commonly associated with industrial and/or commercial properties including high rise structures and hazardous locations.
CLA offers specialized services in lashing and securing of loose/pelletized cargo in containers to prevent any kind of damage during transit. Our experienced professionals are trained to safely secure your valuable cargo using different types of lashing accessories and timber braising /blocking as required.
Our technical expertise helps us to lash and secure the cargo with the appropriate lashing materials and techniques keeping in mind an extensive range of parameters including weight, acceleration, modes of transport etc.
We serve many industrial segments like oil & gas industry , automation and computer industry , telecom equipment, healthcare equipment, aerospace, vehicles , museums & fine art as well as exhibition un-packing and re-packing etc. among others.
Our portfolio includes:
- Container Lashing Services
- General Cargo Lashing Services
- Pipe Lashing Services
- Car Lashing Services
- Equipment Machinery Lashing Services
- Project Cargo Lashing Services
- Seaport / Onboard Lashing Services
